One of the prime offers of the Mile by Discover Credit card is its unique Miles formula. This credit card allows its cardholders to earn one mile for every one dollar that you spend using the card. Moreover, if the cardholder uses the card to make travel purchases, he can earn double miles for the first $3,000 spent.

What’s good about the Discover Miles program is the fact that it offers no restrictions when it comes to booking your flights and travels. With this card, you don’t have to use the affiliated or the in house travel agent of the credit card company. Instead, you are entitled to make your own bookings and earn reward points without restrictions. You are allowed to utilize the services of any travel agent of your choice – both online and offline – in booking your travel ticket.

Just like other credit cards, the Discover Miles credit card also has an introductory offer. For the first six months of your card use, you will have a Zero percent interest rate matched with a Zero percent balance transfer rate. After the introductory period however, your purchase APR will have a variable rate. It can be as low as 10.99% or as high as 18.99%. The cash advance APR is a lot higher at a rate of 20.99% to 23.99%. There is also a Default rate APR of as much as 28.99%. However, whenever you miss the monthly repayment due date, you can pay your balance in full without the need to pay for the interest rates for as long as you have not exceeded the grace period of twenty five days.

After the introductory offer, the balance transfer fee will also increase to 3% for every balance transfer that you make within the range of $10 to $75. You will also have to pay for a fee of $15.00 for credit card balances of up to $500 and $39.00 for those over $500, if you ever exceed your credit card limit. In addition to that, the same amount of fees will be applied every time you make late payments. That is why if you are planning to get this card, you should make it a point to pay on time and in full on a monthly basis.

The Miles by Discover Credit card does not have annual membership fees as well. In addition to that, this travel reward credit card provides its customers with platinum benefits that are composed of an auto rental insurance, internet- account related services, and a travel accident insurance that can amount to as much as $500,000.

Apply online for Miles By Discover Credit Card:

No related posts.

Reward credit cards come in many forms, but the most common of which are travel rewards. These travel reward credit cards may be in the form of airline credit cards, gas station credit cards, hotel credit cards and more. Among these, the most popular for the frequent traveler is the airline credit cards.

In choosing your airline credit cards, you ought to consider the number of miles that you can earn for every trip. You should also take the APR in consideration. Keep in mind that it will be a plus factor if the card will have an introductory offer or zero APR for a few months. Below are some of the most common airline credit cards in the market.

Capital One No Hassle Miles Rewards

This Capital One offer is perfect for the frequent flyer. It allows the traveler to earn 1.25 miles for every dollar spent using the card. These points can be used for travel in all airlines. The points can also be redeemed in the form of other rewards or cash rebates. The standard APR of this card is 9.9%. However, there is an introductory APR of zero percent that will last for 6 months. As for the balance transfer rate, it equates to the rate of the ongoing APR. There are also no international transaction fees nor are there any annual fees.

JetBlue Card from American Express

This credit card grants its cardholder one Award Dollar for every dollar spent using the card. The standard redemption rate of these awards is in the form of Jet Blue True Blue points. For 20,000 Award Dollars, one can earn 100 True Blue points or one roundtrip through a JetBlue flight. After your first card purchase, you can earn 10,000 Award Dollars.

Using this card, you can also get double Award Dollars for purchases at movie theaters, golf courses, and restaurants. Same awards apply to purchases during sporting events, theater events, JetBlue purchases, and even gym memberships. However, there is no introductory period promo. As such, the APR will be at a variable rate of 14.99%. It also has an annual fee of $40 every year, as well as an international transaction fee of 2% on transactions made outside the U.S.

No related posts.

If you are planning to get a credit card for the purposes of traveling, you should not settle for just any type of card. Rather, you should get a credit card that lets you earn a certain percentage of what you spend. You ought to get travel rewards credit cards. Travel rewards credit cards will let you earn “reward points” which can be exchanged for various incentives. Such is the perfect way to save some money while you frequently travel.

Reward points earned through travel rewards credit cards can be used for a wide variety of purposes. They can be used for plane tickets, car rentals, hotel and resort accommodations, gas expenses, and more. Some of the best credit cards for travelers are as follows:

The Capital One No Hassle Miles

This card comes with an approximate APR of 13.9%. It has no annual fees and it lets the cardholder earn 1% from all the purchases they make using the card. Other than that, this card provides a 25% bonus on the rewards earned for every year. If you opt for the miles variety, you can also earn 1.25 miles for every dollar that you spend using your card. If you spend it on bookstores, boutiques, gift shops, and video rental stores, you can even earn two miles. What’s highly remarkable about the Capital One credit card is the fact that it doesn’t charge foreign currency conversion fees.

The Discover Open Road

This offers a very low APR of 10.99% fixed. The Discover travel reward card allows you to earn 5% from all your expenses for gas and auto-maintenance services. It also provides 1% cash back on your other expenses. As such, this card suits people who are frequently scheduled to cross-country road trips.

The Citi Premiere Pass

With this travel credit card, your APR will only amount to 13.24%. Just like other travel cards, you will also earn a reward point every time you spend a dollar, and another point for every three miles traveled by flight. Also, users of this card will receive $1,500 as travel insurance for flights booked through the use of this card. Citi will also reimburse the non-refundable part of your flight expenses every time you reschedule or cancel your trip. This is perfect for emergency-prone travelers.

No related posts.