There is no other credit card that motivates you to pay on time other than the Discover Motiva credit card. If you want a card that will provide you with excellent rewards if you make timely payments for your large purchases using a credit card, then this credit card is definitely your right match. This card will give you the perfect amount of cash rebates that you want as well as the privileges that you deserve. However, only those who have an excellent credit rating can apply for this card.
The prime benefits of getting the Discover® Motiva Card is its cash rebate features. It has a tiered rebate structure. If your total purchases amounts to $1,500, you will get a 0.25% cash rebate. For the succeeding $1,500 that you spend, you will then automatically earn a 0.50% cash back rate. And, if your annual expenses using the card will exceed $3,000, you will get a higher rebate rate of 1%. However, you should keep in mind that your rebate percentage will only apply after you spend the minimum amount.
In addition to the cash rebates that are computed on an annual basis, the Discover Motiva credit card will also maximize your savings since you can get 0.25% cash rebate on all your purchases that you make with selected affiliated shops and merchant partners of Discover, regardless of the total amount of your expenses.
Aside from the mentioned rebates, Discover® Motiva credit card also provides its user with more cash back features every time they shop at the online retailers that are affiliated with Discover. By shopping online, the cardholders can get a cash back rate of anywhere between 5% and 20%. This rate depends on what you buy and where you purchased it. Another good thing about this card is the fact that your rebates will not expire for as long as your credit card account exists. There are also no limits with regards to the amount of cash rebates that you can earn over a certain period of time.
The Discover Motiva credit card provides its card holders with additional rewards if they pay their bills on time. If you can make timely payments for six consecutive times, you will automatically gain a credit reward that will be charged on your next bill. This credit reward will be in the form of a Pay-On-Time Bonus, which is equal to your interest rate for a month. Such reward can be gained twice every year.
This credit card also has no annual membership fees. As for the interest rate, the initial APR will be 3.9% for the introductory period that will last for six months. After such, you will then get a very reasonable APR that can be as low as 10.99% or as high as 18.99%. Usually, this rate will depend on your credit rating.
Apply online for Discover Motiva Credit Card:
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